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Tara used US Loans to make the banks compete for her refinance, allowing her to take out a bundle of cash for her home renovations while lowering her interest rate substantially.
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Ready to pay down your debts? Refinancing may be the way to go.
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Learn MoreToday's Best Mortgage Rates
Rates updated as of 4/5/2026
| Loan Program | Interest Rate | APR | |
|---|---|---|---|
| 30-Year Fixed | 6.45% | 6.52% | |
| 15-Year Fixed | 5.85% | 5.98% | |
| 5/1 ARM | 6.12% | 7.15% | |
| VA 30-Year Fixed | 6.10% | 6.18% |
*Rates are for informational purposes only. Actual rates depend on credit score, LTV, and other factors.
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"I was skeptical at first, but I ended up shaving 0.75% off my rate. That's $320 a month back in my pocket. The process was way easier than my original mortgage."
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